Terms of Service
Please read these terms carefully before using our services. By accessing our services, you agree to be bound by these terms.
Last updated: March 31, 2026
1. Acceptance of Terms
By accessing or using the services provided by Parv Financial Services ("Company," "we," "our," or "us"), you agree to comply with and be bound by these Terms of Service. If you do not agree to these terms, please do not use our services. These terms apply to all visitors, users, and others who access or use our services.
2. Services Overview
Parv Financial Services is a financial services company that provides various loan products and financial solutions including but not limited to:
- Personal Loans
- Business Loans
- Home Loans
- Vehicle Loans
- Gold Loans
- Group Loans
- DSA (Direct Sales Agent) Partnerships
All loan approvals are subject to verification of documents, credit assessment, and company policies.
3. User Eligibility and Responsibilities
Eligibility: To use our services, you must be at least 18 years of age and a resident of India. You must have the legal capacity to enter into binding contracts.
Account Responsibility: You are responsible for maintaining the confidentiality of your account information and for all activities that occur under your account.
Accurate Information: You agree to provide accurate, current, and complete information when applying for our services. Providing false or misleading information may result in termination of services and legal action.
4. Loan Terms and Conditions
Loan Approval: All loan applications are subject to approval based on our internal policies, credit assessment, and verification of documents.
Interest Rates: Interest rates are determined based on various factors including loan type, amount, tenure, and creditworthiness. Rates are subject to change without prior notice.
Repayment: Borrowers are obligated to repay loans according to the agreed schedule. Late payments may attract penalties and affect credit scores.
Default: In case of default, we reserve the right to take appropriate legal action to recover dues, including engaging collection agencies.
5. Fees and Charges
- Processing fees may be applicable on loan applications as per company policy
- Late payment charges will be levied on overdue amounts
- Pre-closure charges may apply for early repayment of loans
- All applicable taxes (GST) will be charged extra as per government regulations
- Documentation charges may be applicable
6. Prohibited Activities
Users are prohibited from:
- Providing false or misleading information
- Using our services for illegal or fraudulent purposes
- Attempting to gain unauthorized access to our systems
- Interfering with other users' use of our services
- Transmitting malware, viruses, or harmful code
- Engaging in activities that could damage our reputation
7. Intellectual Property
All content on our website, including text, graphics, logos, images, and software, is the property of Parv Financial Services and is protected by intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from any content without our prior written consent.
8. Termination
We reserve the right to terminate or suspend your access to our services immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach these Terms. Upon termination, your right to use our services will immediately cease.
9. Limitation of Liability
To the maximum extent permitted by law, Parv Financial Services shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of profits, data, or goodwill, arising out of or in connection with your use of our services. Our total liability shall not exceed the amount you have paid us in the past 12 months.
10. Governing Law and Jurisdiction
These Terms shall be governed by and construed in accordance with the laws of India. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the courts in Patna, Bihar, India.
11. Changes to Terms
We reserve the right to modify or replace these Terms at any time. Changes will be effective immediately upon posting on our website. Your continued use of our services after any changes constitutes acceptance of the new Terms.
Contact Us
If you have any questions about these Terms of Service, please contact us:
Email: parvmultiservices@gmail.com
Phone: +91 7292800809
Address: Hotel New Mayur, Dumrao Road, Bikramganj, Rohtas, Bihar - 802212