Gold Loan
Instant funds against your gold with high LTV, secure vaulting, and transparent charges.
Unlock instant funds while your gold stays safe and insured.
High loan-to-value, transparent rates, and secure vaulting—without selling your gold.
30 mins*
Disbursal
Up to 75%
LTV
3-36 months
Tenure
Quick Cash on Gold
Walk-in or schedule pickup; funds in minutes after valuation.
Safe Vaulting
Insured storage with tamper-proof packets and CCTV custody.
Flexible Repayment
Pay interest monthly and close when convenient or part-pay anytime.
Transparent Charges
Clear rate slabs and zero hidden fees.
Process
Your step-by-step journey
Loan Enquiry
Share your requirement and schedule valuation.
Get Call Back
We confirm rates, LTV, and pickup/branch visit.
Gold Valuation
Purity check and weight to determine eligible amount.
Sanction & Sign
Complete KYC, accept terms, and sign digitally.
Disbursement
Amount transferred instantly; gold stored securely.
Loan Types
Choose the right fit
Instant Gold Loan
Short-term liquidity for emergencies and cash flow gaps.
Business Gold Loan
Use idle gold to fund working capital without selling assets.
Education / Medical
Low-doc quick funds for family priorities with flexible tenures.
Eligibility
Who can apply
Indian Resident
Age 18-70 with valid KYC documents.
Gold Jewellery
Hallmarked preferred; coins and bars as per policy.
Ownership Proof
Self-declaration of ownership where required.
KYC & Bank
Valid ID/address proof and active bank account.
Documents
Keep these handy
KYC
- PAN/Aadhaar/Passport
- Address proof (utility bill/rent agreement)
- Recent photo
Banking
- Cancelled cheque or passbook copy
- Bank account for disbursal
Gold Details
- Self-declaration of ownership
- Hallmark card if available