Personal Loan
Achieve Your Goals and Fulfill Your Dreams with a Personal Loan Designed to Meet Your Every Financial Need—Fast Approvals, Flexible Tenures, and Minimal Documentation!
A personal loan is an unsecured loan provided by financial institutions to meet personal financial needs such as wedding expenses, medical emergencies, travel plans, or other unforeseen situations. It requires minimal documentation and offers flexible repayment options.
Features of Personal Loan
Quick Disbursal
Get funds quickly with minimal paperwork and faster processing times.
Flexible Tenure
Choose a repayment tenure that suits your financial capacity, ranging from 1 to 5 years.
No Collateral
Avail of a personal loan without pledging any assets or property as security.
Eligibility Criteria
Age
Applicants must be between 21 and 60 years of age.
Income
A stable income source is mandatory to qualify for a personal loan.
Employment
Both salaried and self-employed individuals can apply with proper income proof.
Credit Score
A good credit score (usually 750+) improves your chances of approval.
Types of Personal Loans
Wedding Loan
Finance your dream wedding with a personal loan for all expenses.
Travel Loan
Plan your dream vacation with the funds you need for tickets, stay, and more.
Medical Loan
Cover emergency medical expenses with quick and hassle-free financing.
Additional Benefits of Personal Loans
- No Hidden Charges: Transparent loan processes with no unexpected fees or surprises.
- Customizable Loan Amount: Borrow the amount that matches your financial requirements, big or small.
- Prepayment Options: Pay off your loan early with flexible prepayment plans, often without penalties.
- Multi-Purpose Usage: Use the loan for anything—medical emergencies, weddings, travel, education, or debt consolidation.
- Minimal Documentation: Enjoy a hassle-free process with simple document requirements for quick approval.
- Instant Approval: Get your loan approved within hours, so you can focus on what matters.
- Dedicated Customer Support: Receive round-the-clock assistance to help with any loan-related queries.
- Top-Up Loan Facility: Easily avail additional funds on your existing loan if needed.
Documents Required
- KYC Documents
- Aadhaar Card
- PAN Card
- Passport
- Voter ID
- Income Proof
- Latest salary slips
- Bank statements for the last 3 months
- Income tax returns (ITR)
- Employment Proof
- Employment verification letter
- Offer letter
- ID card issued by employer