Parv Financial Services
Parv Financial Services

Business Loan

Your partner in growth: quick working capital, equipment finance, and expansion loans with transparent terms.

Business Loans

Fuel your business growth with quick, transparent funding.

Working capital, expansion, or equipment—get a tailored loan structure with clear timelines and a dedicated relationship manager.

72 hrs

Avg. Approval

Up to ₹5 Cr

Ticket Size

Up to 7 yrs

Tenure

Indian business discussion

Fast Working Capital

Bridge cashflow gaps with swift processing and minimal downtime.

Growth-linked Terms

Structured EMI or flexi repayment aligned to seasonal revenues.

Secured & Unsecured

Choose collateral-free options or lower rates with collateral.

Relationship Manager

Single point of contact from enquiry to disbursement.

Process

Your step-by-step journey

Step 1

Loan Enquiry

Share business need, turnover, and collateral (if any).

Step 2

Get Call Back

Dedicated RM/DSA analyses your requirement.

Step 3

Submit Documents

KYC, financials, bank statements, GST returns.

Step 4

Verify & Approve

Credit & collateral evaluation, sanction letter issued.

Step 5

Disbursement

Funds released to business account as per sanction.

Loan Types

Choose the right fit

Working Capital Loan

Working Capital Loan

Manage inventory, payroll, and receivables with flexible limits.

Machinery / CapEx Loan

Machinery / CapEx Loan

Upgrade equipment to boost capacity without straining cash.

Invoice / Bill Discounting

Invoice / Bill Discounting

Unlock locked receivables with quick invoice-based funding.

Eligibility

Who can apply

Business Vintage

Business Vintage

Minimum 2–3 years of operations with stable revenue track.

Turnover & Profitability

Turnover & Profitability

Healthy turnover and repayment capacity improve terms.

Credit Profile

Credit Profile

Strong bureau scores for promoters and company.

Compliance Docs

Compliance Docs

GST, ITRs, bank statements, and KYC in order.

Documents

Keep these handy

KYC

  • PAN/Aadhaar/Passport
  • Address proof of promoters/directors

Financials

  • ITR & financial statements (2-3 years)
  • Bank statements (6-12 months)
  • GST returns

Business Proof

  • MOA/AOA or partnership deed
  • Udyam/MSME certificate
  • Latest utility bills/lease deed