Parv Financial Services
Parv Financial Services

Home Loans

Get financing for the home you love with transparent rates, quick processing, and end-to-end guidance.

Home Loans

Finance the home you love with speed and transparency.

From enquiry to disbursement, we guide you through every step with real-time updates, expert advice, and clear documentation.

48 hrs

Avg. Approval Time

30 years

Max Tenure

Up to 90%

Loan-to-Value

Indian family home interior

Transparent Rates

No hidden fees; competitive floating & fixed options tailored to your profile.

Dedicated Expert

A personal loan specialist guides you from enquiry to disbursement.

Fast Processing

Digitized KYC and document pickup to speed up sanction timelines.

Safe & Secure

Bank-grade security for all documents and property verification steps.

Process

Your step-by-step journey

Step 1

Loan Enquiry

Tell us your requirement and property details.

Step 2

Get Call Back

We connect you with a DSA/relationship manager.

Step 3

Submit Documents

Upload KYC, income proof, and property papers.

Step 4

Verify & Approve

Credit & property verification, then sanction.

Step 5

Disbursement

Funds released as per agreement milestones.

Loan Types

Choose the right fit

Purchase a New Home

Purchase a New Home

Finance primary residences, second homes, or investment properties.

Plot + Construction

Plot + Construction

Combine land purchase with construction funding under one plan.

Home Renovation

Home Renovation

Upgrade interiors, extend rooms, or modernize utilities with flexible EMIs.

Eligibility

Who can apply

Salaried / Self-employed

Salaried / Self-employed

Stable income proof, 21-65 years, minimum 2 years employment or 3 years business vintage.

Indian Resident / NRI

Indian Resident / NRI

Both resident Indians and NRIs can apply subject to local regulations.

Good Credit Profile

Good Credit Profile

Higher credit scores unlock better interest rates and higher LTV.

Property Compliance

Property Compliance

Clear titles, approved plans, and valuation aligned to loan amount.

Documents

Keep these handy

KYC

  • PAN & Aadhaar / Passport
  • Recent passport-size photos
  • Address proof (utility bill/rent agreement)

Income Proof

  • Last 3 months salary slips or ITR (3 years for self-employed)
  • Bank statements (6-12 months)
  • Form 16 / GST returns

Property

  • Sale agreement / allotment letter
  • Approved building plan & tax receipts
  • Title deeds and NOC (as applicable)