Group Loan
Empower your community with transparent, doorstep group loans and continuous support.
Collective finance that empowers communities to grow together.
Tailored lending for groups with transparent terms, doorstep service, and continuous support.
5-7 days
Avg. Approval
5 - 20 members
Group Size
From 14% p.a.
Rate
Community-first
Joint-liability structure that rewards responsible repayment.
Capacity Building
Financial literacy and planning support for every group.
Doorstep Service
Local support for documentation, collection, and guidance.
Transparent Terms
Clear repayment schedules with zero hidden charges.
Process
Your step-by-step journey
Group Enquiry
Share member details, purpose, and locality.
Orientation
We conduct group training and eligibility checks.
KYC & Application
Collect member KYC, income proof, and meeting records.
Approval & Agreement
Joint-liability agreement and repayment calendar.
Disbursement
Funds released to group accounts with guidance.
Loan Types
Choose the right fit
Self-Help Group Loan
For community groups building savings and credit history.
Joint Liability Group
Micro-entrepreneurs pooling repayment responsibility.
Micro Enterprise Loan
Expand stock, equipment, or services collectively.
Eligibility
Who can apply
Stable Group
Consistent meeting history and savings discipline preferred.
Income Visibility
Documented or verifiable cash flows per member.
Residence Proof
Members residing in the same locality for stability.
Joint Undertaking
Agreement to shared responsibility and punctual repayments.
Documents
Keep these handy
KYC
- PAN/Aadhaar/ID proof for each member
- Address proof for members and group meeting place
Group Records
- Meeting minutes / attendance
- Savings/collection registers
- Group resolution
Income Proof
- Bank statements where available
- Basic income/expense declarations